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Homeowner's Insurance

Your home may be your largest asset. Losing it would be emotionally and financially devastating for your family. Do you have a plan for recovering from a disaster? Does your insurance policy? If a child were injured on your property, how would your homeowners insurance respond? Consider the following when examining your homeowners insurance:

• Your dwelling— home, condo, or vacation home
• Personal property – coverage to replace the contents of your home
• Additional living expenses while your home is renovated following disaster
• Liability – coverage for damages & defense due to bodily injury or property damage caused by you (does your policy respond worldwide)
• Damages to some of your possessions away from home, such as property stolen from your car
• Fine arts, collections and jewelry – how extensive is your coverage?

Everyone has different home insurance needs. Hodge & Midgley will consult with you to construct the right coverage for your family, at the best possible rates.