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Life Insurance
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Life & Disability Insurance

Home  »  Personal Insurance  »  Life & Disability Insurance

Personal Life and Health policies are an essential supplement to your employer provided benefit plans. Employee benefit plans do not adequately protect your family's financial security. Call Hodge & Midgley to get started. We can guide you through the process:

  • Needs analysis and assessment
  • Evaluation of insurance company options
  • Evaluation of policy options

Life Insurance

  • Family living expenses
  • Current bills
  • Mortgage payments
  • Long-term debt and college costs for children
  • Funeral and burial expenses
  • Estate taxes

Term Life Insurance - if your need is for 10, 20 or even 30 years, term life insurance is probably the most cost effective choice.

Permanent Life Insurance - if you have an estate tax or lifetime need, permanent life insurance is probably a better choice.

Disability Insurance

Protect yourself and your family from continuing expenses following your disability.

  • Family living expenses
  • Current bills
  • Mortgage payments
  • Long-term debt and college costs for children