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Conditions That Can Cause Cancer

February 2nd, 2018 | No Comments | Posted in Live Well, Work Well

2 Chronic Conditions That Can Cause Cancer

New research suggests that nearly 6 percent of cancers (792,600 cancer cases) can be at least partly attributed to obesity and diabetes. The study, which was published online on The Lancet Diabetes & Endocrinology website, states that diabetes and a high body mass index (greater than 25) are both associated with a higher risk of certain cancers and are increasing in prevalence.

Fortunately, Type 2 diabetes and obesity can be prevented with proper lifestyle changes, which include the following:

  • Avoiding tobacco
  • Exercising regularly
  • Maintaining a healthy weight
  • Eating a healthy diet and limiting your intake of unhealthy foods
  • Managing your stress
  • Regularly checking your cholesterol and blood pressure
  • Visiting your doctor for routine preventive care

Implementing the above prevention tips can help you remain healthy and avoid developing chronic conditions like obesity and Type 2 diabetes, which, in turn, can help lower your risk of certain cancers. For more information, please review the full-text version of the study.

View more Live Well, Work Well tips here.

Know Your Insurance

February 2nd, 2018 | No Comments | Posted in Insurance Discount Strategies

Life Events that Affect Your Insurance Needs

As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events:

  • New home ownership— Purchasing a new home is a big investment—one that you will want to protect. After purchasing a home, ensure that you have homeowners insurance to protect against things like fire, weather damage, theft, vandalism and accidental damage. This advice also holds true if you are buying a new condo or vacation home.
     
  • Home renovations—Once you own a home, you may want to make updates to create a better living space. Be sure to report major home improvements to your insurance company to protect any increased value to your home.
     
  • New children—Having or adopting children is not only a huge life change, but it’s also a major financial commitment. As such, it’s important to purchase the right policy to secure your child’s future. Add your child as a beneficiary on any life insurance policies, and make sure your coverage is sufficient.
     
  • Teenage drivers— Teen drivers often carry the highest risk of auto accidents. While you want your teen driver to remain safe on the road, costly accidents can happen without warning. Consider adding your teen driver to your auto policy, as it is generally cheaper than purchasing a separate policy.
     
  • Retirement—When you retire, you may change residences. If you have more than one home, this is a good time to let your insurance provider know where you plan to spend your time.
     
  • Valuable purchases—A standard homeowners policy has limited coverage for highly valuable items. Supplement purchases and gifts that exceed the policy’s limits with a floater—a separate policy that provides additional insurance.
     
  • Marriage—When your marital status changes, so do your insurance needs. Marriage typically leads to the combination of households, vehicles and other property, so it is critical to update your insurance policies accordingly. What’s more, life insurance is vital to married couples as it can ease the financial burden in the event of an untimely death of a partner. Ask about discounts on car insurance for married policyholders.
     
  • Purchasing or selling a business—If you’re an entrepreneur, there will likely come a time when you will either buy or sell your business. During these times of major change, the proper coverage is crucial.

Insurance is critical for nearly every stage of life. Seeking coverage should be an active process, and individuals shouldn’t assume their insurance needs remain steady over time. Consider contacting your broker today to better understand your insurance and future needs.

Good Student Discount

February 2nd, 2018 | No Comments | Posted in Insurance Discount Strategies

Snapchat “SNAP MAP” Safety

February 2nd, 2018 | No Comments | Posted in Personal Tips, Trips & Traps

Valentine’s Day Facts and Statistics

February 2nd, 2018 | No Comments | Posted in U-Tube

February 2018 Festivals and Events

February 2nd, 2018 | No Comments | Posted in Spotlight on the Community

The Washington, DC area and its surrounding communities in Maryland and Virginia host lots of annual festivals and special events. All dates, prices, and activities mentioned are subject to change, so please check the official website or call to confirm information. Please note that most of these events are held each year and the dates are updated as available.

Chinese New Year Events – Various Dates, enjoy a variety of special celebrations honoring the Year of the Rooster in the Washington, DC area.

Howard County Restaurant Weeks – Through February 52018. Participating restaurants will offer prix fixe chef’s menus with prices ranging from $10.18 to $40.18 (beverages, tax, gratuity not included) featuring local products, cut flowers, seafood, herbs, meats, eggs and game often paired with local wine or beers.

Alexandria Restaurant Week – Through February 4, 2018. More than 45 restaurants will be offering special menus and pricing to entice visitors to dine in Alexandria, Virginia, just five miles south of Washington, DC. The restaurants are offering either a three-course pre-fixe dinner or dinner for two, both priced at $35.

National Harbor Restaurant Week – February 4-10, 2018. Enjoy restaurant discounts at the waterfront community’s top dining spots. 

Black History Month – Throughout the month of February, remember the contributions of African Americans in the United States with numerous events and cultural programs.

Chocolate Lovers Festival – February 2-4, 2018. Old Town Fairfax, Virginia. Enjoy a festival of everything chocolate! See the Chocolate Challenge, an arts contest featuring breathtaking art made completely of chocolate, sample chocolates, historic re-enactments, children’s activities, craft show and more.

Cupid’s Undie Run – February 10, 2018. Run around the city in your Valentine’s themed undies to raise money for the Children’s Tumor Foundation.

Mardi Gras Celebrations in Washington, DC – Celebrate Fat Tuesday at a variety of events including parties, parades, balls and family days.

Clarendon Mardi Gras Parade – February 13, 2018, 7 p.m. Arlington, VA. The parade celebrates Fat Tuesday bringing the community together for an evening of entertainment.

Valentine’s Day – Find suggestions for Valentine’s Day in the Washington, DC area, including romantic restaurants, romantic getaways, chocolates, flowers, gift ideas and more.

George Washington’s Birthnight Banquet and Ball – February 17, 2018, 5:30 to 11 p.m. Ballroom of Gadsby’s Tavern Museum, Alexandria, Virginia. Enjoy an 18th-century banquet and English Country Dancing, a dessert collation, toasts, and character re-enactors.

President’s Day in Washington, DC – February 19, 2018. Visit Washington, DC on President’s Day and pay tribute to America’s most famous leaders. Find out about special Presidents’ Day events held throughout the Washington, DC area.

Annapolis Restaurant Week – 2018 Dates to Be Announced. Dozens of restaurants in Historic and greater Annapolis will be offering three-course, price fixed meal selections at a cost of $15.95 for lunch and $29.95 for dinner.

White House Easter Egg Roll Ticket Lottery – 2018 Dates to Be Announced. Free tickets will be distributed via an online lottery. Don’t miss your chance to attend the annual event on Easter Monday on the White House grounds.